An income for those who depend on you.
Often called family income benefit, this cover is designed to pay a regular benefit following a valid death claim during the policy term, usually for the remainder of that term.
How DFM helps
We review your needs and existing arrangements, assess suitable cover and explain our recommendation, premiums and important limitations. If you proceed, we help with the application.
What we consider with you
- Consider how much regular income your family would need.
- Choose a term that reflects your family’s commitments.
- Discuss existing life cover and how benefits are paid.
Important considerations
This differs from income protection, which can pay when illness or injury prevents you working. Cover and any terminal illness provision depend on policy terms.
General information, not a personalised recommendation.