From your plans to the practical steps.
A home purchase involves more than finding an interest rate. DFM helps you assess your borrowing needs, compare suitable mortgages and understand the costs and commitments before you apply.
How DFM helps
We review your circumstances, research the options available to us and explain our recommendation. If you proceed, we help prepare the application and supporting documents, with case-management support as it progresses.
What we consider with you
- Establish your budget, deposit and the costs around your purchase.
- Understand how income, existing commitments and your plans affect the mortgage options.
- Consider the rate, term, repayment method, fees and flexibility together.
Important considerations
A decision in principle is not a mortgage offer. The lender will assess the application and the property before making a lending decision.
We advise on a range of lenders available to us. We cannot access every lender or product; some lenders do not accept business from single-adviser firms.
Your questions
Do I need to have found a property?
You can speak to us while you are planning. Understanding your budget and the information lenders may need can help you prepare.
Can you help if I am moving home?
Yes. We can review your existing mortgage and proposed purchase, including whether an existing mortgage arrangement can be taken forward, subject to lender terms and approval.
General information, not a personalised recommendation.