When one person makes a big difference.
A key person policy can provide a benefit to the business if the insured person dies or, where included, meets the policy’s critical illness definition.
How DFM helps
We review your needs and existing arrangements, assess suitable cover and explain our recommendation, premiums and important limitations. If you proceed, we help with the application.
What we consider with you
- Identify whose skills, relationships or contribution the business relies on.
- Discuss the financial impact and the amount and duration of cover.
- Understand the insured events, exclusions and who receives the benefit.
Important considerations
It is different from employee benefits and does not generally replace an employee’s income during ordinary sickness absence.
General information, not a personalised recommendation.